10 demand deposits 1 year pocketbook. China's CPI rise in January was 4.9%. By this calculation, Kunming, how much revenue a year from the deposits it? CPI rose 4.9%, Lump Fixed interest rate of 3.0% a year, what is this concept? It means that negative interest rates widened to 1.9%, which means the 10 million people in the bank after one year equivalent to the current 95,100 yuan can only buy the goods, even if interest rates are on a regular basis with 3,000 a year , it was also loss of 1,900 yuan.
deposit 10 million loss compared to 1900 yuan, current savings afford to lose even more. The demand deposit interest rate is only 0.4%, equivalent to 10 million in current savings, the actual loss of 4,500 yuan.
bank financial experts for our calculations: deposit rate minus the CPI, the result is that the real value of deposits. Higher than CPI due to the current deposit interest rates, negative interest rates has become a year down the deposit. Lump Fixed interest rate of the current year was 3.0%, which means widening negative interest rates to 1.9%, which means the 1 million to the bank, only to buy after one year equivalent to the current 9,510 yuan in goods, together with interest on time deposits 300 per year, or the loss of 190 million. That the higher CPI, the more deflated people's pocketbook.
1 loss of 190 yuan deposits, current savings is fortunately more. Now the demand deposits of 0.4% per annum, equivalent to 1 million in current savings, a year down the actual loss 450.
Yunnan University Professor Hu Qihui said that, judging from the figures this year, inflationary pressures remain, and even more can be said that big. CPI in December last year, largely because of falling levels of government intervention in the role of the CPI in January this year, is high after a new wave of price Nan Yi rebound. Monetary easing policy in developed countries may have to run through this year, international commodity prices in general tend to rise; domestic currency over the past two years the mobility of relaxed hair is currently being conducted in inflationary pressures and, most importantly in the next few years will existing labor and land costs, the objective of this series of factors there has been, in fact, the year 2011, CPI may reach 5% -6%. In contrast, in the future to several consecutive interest rate increase of 0.25% is nothing.
preganglionic
Kunming average wholesale price of vegetables rose 10%
Jun Meng reporters before and after the Spring Festival Prices rose an average 10% longer than usual, has been restored to pre-holiday levels. Wang Qi camp vegetable wholesale market, cabbage prices from the 7 corner during the Spring Festival / kg to 5 angle. In addition, fruit, pork prices also rose during the Spring Festival.
yesterday, Wang Qi camps within the wholesale vegetable market vegetable prices displayed, tomatoes 2.5 yuan / kg, green pepper 4 yuan / kg over 1 yuan during the Spring Festival of decline. According to Wang Qi Trading Co., Ltd. vegetable wholesale business marketing director Li Kunpeng introduced, prices of vegetables each year will rise during the Spring Festival this year rose an average of about 10%, the high lasted for 20 days around the Spring Festival. the formation of the imbalance between supply and demand prices.
farmers market vegetable prices also declined. The price of a small melon preganglionic 4-5 yuan / kg, now 2.5-3 Yuan / kg, generally declined. White Dragon Temple farmers markets, pork prices also gained during the Spring Festival.
addition, wood spray before the Spring Festival comprehensive broad based market price of fruit, small mandarin orange from the previous 6-8 yuan / kg rose to 13-17 yuan / kg, Shandong Fuji from 8 yuan / kg rose to 12.8 yuan / kg, navel orange from 4 yuan / kg rose to 7 yuan / kg, current prices remain high.
Festival of rice rose slightly
reporters yesterday from the pavilion Qincong Jun grain wholesale market and multi-grain and oil market Wuli was informed by some of the shops after the Spring Festival, Kunming, a slight increase of rice, of which Royal tribute from the Northeast long grain fragrant, good snow, and the Songhua River Zhenzhu Mi Akita Komachi prices have gone up before the holiday from 0.1 to 0.3 yuan. Which the largest increase from Maitreya and other places fragrant rice, most of them have risen by 1 million.
Ze from merchants Miss Choi will introduce long-grain as the Royal Hong Gong preganglionic 4.65 yuan / kg, after the holiday is 4.75 yuan / kg; a Yiliang business description, Maitreya rice festival the former is 6 yuan / kg, after the holiday was 6.6 yuan / kg. Rice flower come from the Northeast was up by 1 million, before the holiday is 6 yuan / kg, after the holiday is 7 yuan / kg.
causes rice prices, traders said, by the impact of other price increases, after the holiday rice markets rose slightly different degrees, on average, rice, rose after the holiday in the 0.3 yuan / kg .
rising CPI so that the public learned of reckoning Xinhua
have countermeasures
money to eat in school aged young people do not plan carefully cooking
price pressures in the future still exist, how rational arrangement consumption, lower cost of living, increase property income, has become a lot of people can not avoid the issue.
National Bureau of Statistics released in January after the end of the 50 cities the average price changes in major food data, 29 species of food prices declined slightly in addition to individual species, the vast majority of species prices continue to rise.
In fact, these figures had generally boring concrete into the daily lives of ordinary people, the most intuitive feeling is from the to the
50-year-old Miss Song Ping Jinan residents CPI a few years ago I do not know what that is, but it experienced in 2010, she already knew as long as the CPI rose, it means less and less money in pocket The flowers.
Moreover, some from the strong spending power of young people that also reduced their prices in front of A foreign trade company in Qingdao, said Liu Jie, the work of the past are eating out, so to save trouble, but the number of times since last year at home cooking up more, eating out too expensive, such as most like to eat spicy chicken, last 18 yuan, rose to 20 per year, and now risen to 22 yuan. Do not underestimate the learning to cook, not to save money, said the instructions on the recipes can make you more healthy.
reporter learned that, faced with the current price pressures, many people have begun to pay attention to the formation of life science, consumer habits. Some netizens joke, if the price rises to a certain extent, Xinhua News Agency
financial investment index fund and a good choice of silver or
reporter Liao Zhiguo gradual decline, 'negative interest rates' will continue for more than a quarter of the time. 'The central bank in a few short-term bank deposit rates in the experimental market' press release, indicating the market deposit rates or actual action, while the current interest rate cycle, people do not simply put money in the bank.
, Andy standard that, first of all if the rate hike, the people have dumped trouble; followed by At present, the annual number of financial products over a year time deposit rate of return of 3% interest, this is a good choice. Overall, the public can choose their own risk tolerance, investment preferences, select the higher income than the market of financial products. to a wave of bull market within two years, this year's main stock index to at least 3000 points to stand at the top. Because silver investment participation threshold is low, with the increasing number of investment, price volatility will be greater, and if T + D silver can be two-way trading, silver prices fall can make money.
midline stock market emerged in February and March or between
reporter Liao Zhiguo slightly Stock Index opened higher yesterday after the oscillations increase. The morning of January 10 announced lower than expected economic data, lower market concerns about inflation, not a shock to the index. Main stock index touched 2934 points once the afternoon, but some sort of relief drive down stock sell-off caused by the final 2900 point integer failed to pass a firm, K line to close out a long upper shadow. Slightly enlarged volume between the two cities.
GF Securities analyst Xu Jun Kunming business department that the stock index rebounded from a 2661 point increase has been 10%, there is also finished lower short-term is normal. Technically, the stock index point is pre-2930 high platform, multi-consolidation of power need to digest before they can break off. Or continue to maintain the pre-holiday on the Investors are advised not to chase the high pre-hot plate, for a prolonged slump in the stock price can focus.
Cinda Fund investment strategy report in 2011 that the stock market this year to tighten money supply in case of difficult to have a large market. The logic behind that is: the market valuation determined by the liquidity in the case of tight liquidity, the central valuation down, the market rose only by profit-driven, profitable growth and space is limited, so price is a high degree of limited. On the other hand, the overall market valuation and relatively cheap, thus limiting the market's fall. Are likely to remain box stock index oscillation pattern, about 20% based on earnings growth expectations, the cabinet also highly estimated 20% to 30% range. Investors are advised to adopt a strategy of active defense. Speaking from the position, the market if the increase (20%), can lighten up to the base under consideration; if the market falls (20%), consider Masukura to the reference above. From the stock of structure, not just selected growth, choosing instead to underestimate the value added growth for defense, get rid of all the apparently high valuation of the stock.
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